Hope CDA’s financial education program will provide financial education that is pertinent to help individuals understand finance earlier in life now and in the future. Our long-term goal is to help communities create the path for generational wealth and prosperity. Individuals will learn to build goals that will help build the life they desire and need.
SCHEDULE:
Every 2nd & 4th Friday
Every 4th Saturday
Time: 1:00 P.M. – 5:00 P.M.
*Registration Required
Please call Kryzra Stallworth for more information, (228) 918-0386.
What is Financial Literacy? How Hope CDA Can Help?
The Government Accountability Office (GAO) has defined financial literacy as “The ability to understand financial choices, plan for the future, spend wisely, and manage the challenges that come with life events such as saving for retirement, job loss, or a child’s education”. Not only does financial education help families become more aware of common pitfalls and how to avoid them, it can also help them become more aware of common challenges, including loan modification scams and predatory lending practices, and how to avoid them. In today’s economy, millions of Americans are unable to cover their basic living expenses, let alone pay off debt. So many expenses, but few dollars saved. That’s the dilemma faced by many adults today. Financial difficulties may lead to greater use of credit cards, cash advance loans, or other high cost options.
Hope CDA, a nonprofit agency, is committed to helping individuals and families take control of their financial future by developing sound money management skills and achieving financial security.
Hope CDA’s commitment is to:
- Help individuals understand the importance of financial education, become more aware of and have access to effective financial education.
- Provide a program that will teach individuals how to make wise and informed financial decisions and avoid pitfalls.
- Promote opportunities for partnership and information sharing.
- Educate on how to maintain and sustain a budget/finances.
- Educate on how to avoid delinquency and foreclosures.
- Provide an effective program that will help individuals and families to improve their present and long-term financial well-being.
- Improve the overall credit health of individuals and families.
Hope CDA also offers FREE courses specific to preventing Identity Theft, Predatory Lending and Fair Housing Rights, and Reverse Mortgages. Please call for an appointment schedule on all workshops, Kryzra Stallworth (228) 918-0386.
Identity Theft Workshops participants will learn how to deter, detect, defend and avoid identity theft. Participants will learn what identity theft is, how it happens, what you can do to defend against it, and where you can learn more.
Predatory Lending Workshops participants will leans how to identify predatory lending and contracting offers.
Fair Housing Counseling participants will be provided with information on their rights as homeowners and renters, along with resources on how, where and who to contact in housing discrimination situations.
Reverse Mortgage Workshops those that attend this seminar will leave with a better understanding about Reverse Mortgage, how it effects the whole family and how the Reverse Mortgage works, the obligation of heirs, pay off an existing mortgage and how a reverse mortgage can protect assets. Click here to learn more about reverse mortgages.
Click Here to learn about our Teen Financial Literacy workshops.
For more information please contact, Ashley Robison at (228) 435-7180 or email at arobison@hopecda.org
